Financial Planning
Financial Planning, Inheritance Tax Planning and Investment Planning
Inheritance Tax Planning
Inheritance Tax used to be seen as the rich person’s tax, as house prices have increased dramatically in the last three decades or so this is no longer the case. We help you mitigate inheritance tax using a range of strategies ensuring that wealth is passed on tax efficiently.
Financial Planning
We offer a full Financial Planning Service which looks at your current position and helps answer the following questions:
- When will I be able to afford to retire?
- Can I afford to do the things I want to do?
- How can I help the children? How much can I afford to give them?
- Would my loved ones be OK financially if I was not here?
- Will I be OK financially if I fall ill?
Investment Planning
We offer full investment plannig taking account of your objectives, timescales, risk you are comfortible with, and current and future expenditure plans.
I had a target retirement date but I was having problems understanding my workplace pensions.
The pension advisors to the company scheme simply didn’t have a clue and were unable to answer my many questions. I decided to take responsibility for myself, checked the FCA register for a Financial Advisor who would be able to help me plan for my future.
The FCA register showed that Bill has many years of experience in Financial Planning. On the basis that nobody lasts long in the financial industry if they aren’t good, I decided to use Bill’s services and I am very glad I did.
From our first meeting, Bill immediately understood my needs, he was able to explain simply and in layman’s terms the different types of pensions I had accumulated over the years, how they worked and their projected value. Bill was then able to structure a financial plan that enabled me to achieve my ambition and retire within my target date.
How we help
We build a financial plan specific to you and your goals establish what you need to do to achieve these goals, with sophisticated financial planning software giving you an idea of what the future looks like financially. This about you not whether you need a product, it allows you to make decisions about your future.
Investment Planning
We review existing investments that have been accumulated over time, and assess your view on investment risk and lifestyle needs and goals. We then construct a cost effective and tax efficient portfolio to meet your requirements.
